Jason Cotton, President – CA | AZ | HI | OK | OR | WA

Jason Cotton began his career in the default industry in 1994 at Cal-Western Reconveyance Corporation. In 2000, Jason founded Max Default Services Corporation, an independent trustee that offered nonjudicial foreclosure services in 12 states throughout the United States. Due to Jason’s extensive industry knowledge and dedication to client satisfaction, Max Default quickly became a national top performer in foreclosure services. In 2009, Jason founded TMLF to compliment and expand the services offered to the firm’s current and prospective clients. He has served on the board of the San Diego Chapter of the United Trustee’s Association as well as a committee member for the California Mortgage Bankers Association. Jason holds a Real Estate Broker’s License in Arizona and California, and completed his law studies at Whittier Law School in Costa Mesa, CA. Jason is licensed to practice law in Arizona, California, and Hawaii.

Jason is licensed to practice law in Arizona, California, Hawaii, Oklahoma, Oregon, & Washington.

Sally Garrison, Managing Member – OK

Sally Garrison is the Managing Member of The Mortgage Law Firm in Oklahoma. She received a B.A. in Economics, Environmental Science, and Political Science, from Claremont McKenna College in 1995. She received her J.D. from the University of Oklahoma, College of Law, in 2000. During her studies at the University of Oklahoma (OU), she also attended the Oxford Summer Program at Queen’s College, focusing on the European Union and Intellectual Property. Before beginning her work in real estate litigation, Sally taught as an adjunct professor at the University of Oklahoma College of Law in the areas of Intellectual Property, Copyright, Contracts, and Law in Cyberspace. She assisted in the research and editing of Copyright in a Global Information Economy, ISBN 0-7355-2430-0; Toward an International Fair Use Doctrine, Columbia Journal of Transnational Law, 2000, Volume 39, No. 1; and Givers, Takers and Other Kinds of Users: A Fair Use Doctrine for Cyberspace, Florida Law Review, January 2001, Volume 53, No. 1. From 2001 to 2008, Sally worked as in-house counsel for OU, representing various departments and organizations including Student Affairs, OU Police Department, Sam Nobel Museum, Alumni Affairs, Development, Housing and Food Services, and the University Outreach, among numerous others. Her work includes motion practice, non-jury and jury trial work, and appellate practice. In addition to firm work, she has consulted with local law firms to provide system, efficiency, and managerial advice. She is a graduate of the Stagen Leadership Academy Integral Leadership Program, and was awarded the “black belt” for her work in communication, influence, and motivation. She serves on the board of directors for the USFN and for Savannah’s Station Therapeutic Riding Program, an organization that provides horse-riding therapy for children with special needs (savannahstation.org).

Sally is licensed to practice law in Oklahoma, Arizona, Hawaii, & Texas.

James “Jim” Lewin, Managing Attorney – CA

Jim Lewin joined The Mortgage Law Firm in 2013 and is the Managing Attorney in California. Jim was admitted to the California State Bar in 1989 and the Washington State Bar in 2006. He is admitted to practice law in the states of California and Washington and before the United States District Courts for the Southern, Northern, Eastern and Central Districts of California. He is also admitted to practice before the 9th Circuit Court of Appeals and has served on the Board of Directors of the San Diego Bankruptcy Forum. Jim represents lenders, servicers and investors and related business entities in state and federal court in the areas of foreclosure, bankruptcy, unlawful detainer and litigation. He specializes in defending national mortgage lenders and mortgage loan servicers against borrower actions alleging lender liability, wrongful foreclosure, title claims, loan servicing claims and violations of state and federal statutes. In the bankruptcy area, Jim specializes in the areas of relief from the automatic stay, objections to plan confirmation and defense of objections to secured and unsecured claims.

Christina Harper, Managing Attorney – AZ

Christina Harper joined The Mortgage Law Firm in 2013 and is the Managing Attorney in Arizona. Christina was admitted to the Arizona State Bar in 2000 and is licensed to practice in the State of Arizona, the United States District and Bankruptcy Courts, District of Arizona, and the Ninth Circuit Court of Appeals. She is a member of the Arizona State Bar and the State Bar Bankruptcy Section. Christina earned her Juris Doctor Degree from the University of the Maryland, Thurgood Marshall School of Law and her Bachelor of Arts Degree in International Relations, from University of California, Davis. Prior to joining the firm, Christina practiced in Phoenix, Arizona, focusing on complex litigation, creditor’s rights and bankruptcy matters.

Peter Stone, Managing Attorney – HI

Peter Stone joined The Mortgage Law Firm in 2013 and is the Managing Attorney in Hawaii. Peter was admitted to the Hawaii State Bar in 1980 and has over 38 years’ experience in complex Hawaii real estate and business transactions and related commercial litigation, including representing national lenders in nonjudicial and judicial foreclosures of residential and commercial properties on all the Hawaiian Islands. Peter has established relations with all Hawaii escrow and title companies and has defended lenders in borrower actions alleging lender liability, wrongful foreclosure, title claims and violation of Hawaii and Federal laws. Peter graduated from Hastings College of the Law, University of California and is a member of the Hawaii State Bar Association’s Collection Law and the Real Estate and Financial Institutions Sections. He served 6 years as a part time Hawaii District Court Judge and is the past President and current member of the Senior Counsel Division of the Hawaii State Bar Association.

Renee M. Parker, Managing Attorney – WA

Renee Parker joined The Mortgage Law Firm in 2017 and is the Managing Attorney of the firm’s Washington office. Ms. Parker has over 18 combined years of experience handling complex bankruptcy issues, foreclosure matters, civil/mortgage litigation with published decisions, title insurance issues, and real property insurance claims for mortgagee claimants. Parker was admitted to the Washington State Bar and both district courts in 2005, the California State Bar and its 4 district courts in 2008, the Oregon State Bar and its district in 2014, the Arizona State Bar and its district in 2018, the United States District Court of Colorado in 2010, and the United States Court for both the 9th Circuit and the 9th Circuit BAP in 2011. She was also admitted to The Supreme Court of the United States in 2011. While attending Michigan State University College of Law (formerly Detroit College of Law), Parker worked as a Research Assistant to Professor Cynthia Lee Starnes in updating the Article 9 section for Thomson-West’s Michigan Compiled Laws Annotated Uniform Commercial Code Forms, 3rd Edition to reflect the massive UCC revisions of 2001.